(1) Unfortunately, it is only in the rear-view mirror you can see they were overcapitalised .(2) The only wise thing to have done was to allow the liquidation of hundreds of overcapitalized businesses to occur.(3) I believe that my success has been with my multidisciplinary approach to business and not overcapitalizing in a swiftly changing market.(4) The multibillion-dollar investment in IT drained investment from more productive uses and led to vast overcapitalisation in one sector that had low returns and few spill-over effects.